Wellness plans and pet insurance are two different ways to reduce the cost of your pet's medical care. Both of these options have distinct advantages, but it's critical to understand the differences between them. Our Perry vets explain more about wellness plans and pet insurance.
Protecting Your Pet's Future
Wellness plans and pet insurance policies both offer benefits, but they are very different. It’s important to understand what types of services your pet is and isn't covered for whether you opt for a wellness plan or pet insurance. By understanding these options you won't be left out of pocket when you visit your vet or need to plan the payment for your pet's veterinary care.
What Is a Wellness Plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
By paying a small monthly amount rather than a lump sum every time you visit, wellness plans allow you to take a more proactive approach to veterinary care. These plans assist your veterinarian in detecting early signs of any conditions or diseases that your pet may be suffering from before they become more serious and expensive to treat.
What Does a Wellness Plan Cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Because these plans spread out the cost of routine vet care, it's easier to improve and maintain your pet's overall health over their lifetime.
What Is Pet Insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
Wellness plans and pet insurance are two different ways to reduce the cost of your pet's medical care. Both of these options have distinct advantages, but it's critical to understand the differences between them.
What does pet insurance cover?
Pet insurance policies vary, but they typically cover treatment for illnesses as well as emergency care in the event of an accident. Prescription medications, as well as the treatment of hereditary and congenital conditions, as well as orthopedic conditions, may be covered under some policies.
How Do I Choose Which Option to Buy?
Making sure you know exactly how wellness plans and pet insurance can benefit you and your pet can help you decide which is right for you. Some pet owners choose either a wellness plan or pet insurance, while others subscribe to both to ensure their pet has complete coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.